How to Receive Crypto Payments on Your Website Easily

More and more customers are showing up at digital checkouts with crypto wallets. This isn't a fringe movement anymore, but a rapidly growing customer base. With the number of global crypto users surging past 580 million in 2025, a significant portion of your audience is looking for that "Pay with Crypto" button. In fact many people who hold digital assets are interested in using them for online purchases.

If your website isn't set up to accept crypto as payment, you're missing a chance to connect with a global and often very loyal audience that understands the convenience of crypto. But where to start? It can seem so difficult. 

We'll break down the popular methods, walk through the implementation steps to show you how to get this done with no headaches. Let’s explore how to accept payments in crypto and get you started.

Step 1: Choose how you'll accept crypto payment

This is your first big decision, reflecting the table above. Are you a business that values simplicity, stability, and support? A payment gateway is your answer. Are you a developer or hobbyist who wants to experiment and hold crypto directly, accepting all the risks? The direct method might be for you. For 99% of merchants, a gateway is the right choice.

Step 2: Select a provider or set up your wallet

If you chose a gateway: This is the time for research. Look for a provider (like Inqud) that prioritizes security, has transparent and low fees, offers instant settlement to your bank account, and provides plugins for your e-commerce platform (like Shopify, WooCommerce, or Magento).

If you chose direct: You need to create a secure wallet. This could be a software wallet on your computer or a hardware wallet (which is much more secure). You are 100% responsible for protecting the "private keys" to this wallet.

Step 3: Configure your business and compliance

This is about how to accept payment in crypto from a financial and legal standpoint. If you're using a gateway, this involves the (usually quick) business verification process, known as KYC/KYB (Know Your Customer/Business). You'll link your business bank account for receiving payouts. You also need to decide on your pricing. Will you display prices in fiat and let the gateway calculate the crypto amount at checkout? This is the most common and stable method.

Step 4: Integrate the payment solution

This is the technical part, but it's often the easiest.

With a crypto payment gateway: Most providers offer simple plugins, which means that you just install it on your service/product webpage, enter your API keys from the provider, and you're done. For more developed businesses with custom-built websites or marketplaces, your technical specialist might use the provider's API for a seamless integration.

With direct transfer: This is all on you. You'll need to manually code a "pay with crypto" option into your checkout, display the correct wallet address and QR code, and figure out a way to confirm that a payment has been received.

The 'how' is one thing, but the 'who with' is just as important. Choosing a partner to handle your payments is a decision about trust, simplicity, and reliability. It’s a common question we hear: "how can I accept crypto as payment without all the drama?"

Our team at Inqud built the platform and the Crypto Widget tool not just to process transactions, but to make the entire process to receive crypto payments on your website feel... well, normal. We take the guesswork out of how you accept crypto payments on your website.

Working with Inqud means you get a partner focused on making your life easier:

• Instant fiat settlement: The biggest worry for businesses is volatility. We eliminate it. Your customer pays in crypto – you get your local currency (like euros or dollars) in your bank account. No holding volatile assets.

• Seamless integration: Whether you're on WooCommerce, Shopify, or a custom API, our tools are built to plug in and work. You don't need to be a blockchain expert to get started.

• No chargebacks: This is a huge one. Crypto transactions are final. This means no more fraudulent chargebacks, which can be a massive drain on e-commerce businesses.

• Global reach: Open your doors to customers from anywhere in the world without worrying about high-cost cross-border fees or bank restrictions.

• Dedicated support: We're here to help you, from integration to your first payout.

We see all kinds of businesses looking to accept payments in crypto. Industries like digital services, subscription models, e-commerce, and high-value goods find that traditional payment rails are often slow, expensive, or restrictive. For them, the decision to accept crypto as payment is a smart business move to solve real-world problems.

Many business owners ask, "how do I accept payments in crypto without holding a volatile asset?" That's exactly what our crypto-to-fiat service solves. With Inqud's platform, their flows become much easier. You let us handle the technical side, while you focus on what you do best: running your business.