Understanding On-Ramp: A Beginner's Guide to Crypto Payment Solutions

Sep 19, 2023


7 min read


  • Introduction

  • Decoding On-Ramp: A Gateway to Seamless Crypto Payments

  • What is a crypto on-ramp? The Advantages of On-Ramp

  • What is Fiat Currency?

  • How Does On-Ramps Impact the Cryptocurrency Industry?

  • Inqud's on-ramp solutions

  • Conclusion


Welcome to the world of crypto payment solutions, where on-ramp takes center stage! If you're new to the concept of on-ramp and its role in revolutionizing digital transactions, you've come to the right place. In this comprehensive beginner's guide, we'll demystify on-ramp, explore its advantages, highlight top providers and innovations, and even offer practical tips for seamless integration. Get ready to dive into the fascinating world of on-ramp and unleash the power of crypto payments!

Decoding On-Ramp: A Gateway to Seamless Crypto Payments

On-ramp serves as the gateway that simplifies the process of converting traditional fiat currency into cryptocurrencies. It allows businesses and individuals to seamlessly enter the world of digital payments by providing easy access to cryptocurrencies. According to the CoinMarketCap, the volume of the total crypto market 24-hour volume is around $24B, indicating a growing interest and adoption of digital currencies.

What is a crypto on-ramp? The Advantages of On-Ramp.

A crypto on-ramp refers to a platform, either a website or an application, that enables users to purchase cryptocurrencies such as BTC using traditional fiat currencies like euros, British pounds, US dollars, and more. While some individuals might use the term "fiat on-ramp," both phrases essentially indicate the same service. Whether it's termed a crypto on-ramp or a fiat on-ramp, the purpose remains consistent: it's a platform where fiat currency is converted into cryptocurrency. Today, users have access to a range of solutions for purchasing crypto.

One of the key benefits of on-ramp is the convenience it brings to crypto payments. It enables the conversion of fiat currency to crypto in a hassle-free manner, expanding payment options for businesses and consumers alike. Recent industry research reveals that over 26% of consumers prefer using cryptocurrencies for online purchases due to its security, speed, and lower transaction fees.

What is Fiat Currency?

"Fiat" is a term commonly used to denote traditional currency. In the past, money was backed by a nation's gold reserves, linking its value to the price of gold. However, this connection no longer holds true as most countries worldwide have moved away from the gold standard. Instead, currencies are no longer tied to physical commodities like gold, and their value is established by government declaration – in other words, they have value by fiat.

The term "value by fiat" was once used critically by those opposing the abandonment of the gold standard. Nowadays, "fiat money" simply refers to the conventional currencies issued by governments. This expression is often utilized to differentiate these government-regulated currencies from the decentralized cryptocurrencies that have emerged more recently.

How Does On-Ramps Impact the Cryptocurrency Industry?

On-ramps plays a pivotal role in shaping the cryptocurrency industry, as it facilitate the entry of new users and capital into the market while also establishing connections with the conventional financial system.

The significance of these mechanisms lies in their ability to simplify the process of acquiring cryptocurrencies for individuals. The convenience of purchasing Bitcoin (BTC) or other assets using debit or credit cards through exchanges makes cryptocurrencies more accessible to those familiar with online transactions. Similarly, the ease of converting digital assets back into fiat currency enhances the appeal for newcomers, as they know they can easily exit their investment. This flexibility reduces the enigma around digital assets, positioning them as comparable to other tradable commodities.

On a larger scale, the availability of Over-The-Counter (OTC) markets and similar platforms assures larger institutions of a secure environment for buying and selling cryptocurrencies with ample liquidity. For substantial capital inflow into the digital asset sector, these avenues are indispensable. Traditional exchanges might struggle to handle the size of institutional transactions, and the impact of a single significant order on market prices could be substantial.

Expanding the ways value can transition between traditional finance and the digital realm is deemed crucial for the world's transition to a novel monetary system. 

Inqud's on-ramp solutions

Inqud's on-ramp solutions provide a secure and user-friendly gateway for businesses and individuals to enter the world of crypto payments. With a commitment to innovation and customer satisfaction, Inqud offers seamless integration, robust security measures, and a wide range of supported cryptocurrencies. Their user-centric approach ensures a smooth onboarding process, allowing users to convert fiat currency into digital assets quickly and efficiently. Whether you're a small business looking to expand your payment options or an individual seeking to embrace the benefits of cryptocurrencies, Inqud's on-ramp solutions provide the necessary tools and support to make your crypto journey a success. With Inqud your data and transactions are protected with advanced security measures like encryption and fraud detection.


Congratulations, crypto enthusiasts! You've completed your beginner's guide to understanding on-ramp and its pivotal role in crypto payment solutions. Armed with knowledge of its advantages, top providers, and the implementation process, you're well-equipped to embrace the power of on-ramp in your crypto journey. On-ramp solutions have been instrumental in making cryptocurrencies more accessible and bridging the gap between traditional financial systems and the world of digital assets. By seamlessly converting fiat currencies into digital assets, on-ramp solutions have revolutionized the way people interact with cryptocurrencies and participate in the growing crypto economy. As you embark on your crypto payment endeavors, remember the insights shared by these experts and stay engaged with the ever-evolving world of crypto payments. 




Crypto widget, API, card2crypto


onramp, onramp, Payment methods


Oliver Bennet

Cryptocurrency Payment Strategist

Let's discuss your business tasks

Let us aid your goals with payment solutions. Leave your inquiry, and we will contact you within 15 minutes.


Phone (optional)


Messenger (optional)

Сompany name (optional)

Website (optional)

Message (optional)

Don't miss out on the most important updates. Subscribe now!


by submitting this form, you confirm that you agree to the storing and processing of your personal data


Company name IOOI Sp. z O.O.

Address - Gęsia 8/205, 31-535 Kraków, Polska

License number -RDWW-853.

Don't miss out on the most important updates. Subscribe now!


by submitting this form, you confirm that you agree to the storing and processing of your personal data

© Inqud. 2024. All rights reserved.